Pricing built for modern operators.
Start with the essentials. Upgrade when your business needs deeper automation, stronger controls, global workflows, and premium support.
Ora Essential
Free, no monthly software fee
For founders and early teams that want a modern financial home without a monthly software fee.
Join the waitlistIncluded
- Operating and reserve accounts through partner banks
- Physical and virtual business cards
- Team access for up to 5 users
- Bill pay and basic invoicing
- QuickBooks and Xero sync
- Basic AI finance summaries and tax reminders
Ora Growth
Billed annually $35/mo monthly
For growing teams that need stronger controls, AP and AR automation, and AI-powered finance workflows.
Join the waitlistEverything in Essential, plus
- Up to 20 users, then $5 per user / month
- Advanced card controls, budgets, and approval workflows
- AI bill and receipt extraction with batch payments
- Recurring invoices and ACH collection
- AI AP Copilot and AI Spend Guardian
- Cash runway, tax estimates, and priority support
Ora Signature
Billed annually $299/mo monthly
For complex businesses with international needs, multiple entities, and a need for premium support.
Talk to salesEverything in Growth, plus
- Up to 50 users, then $5 per user / month
- Dedicated relationship manager and concierge onboarding
- Multi-entity dashboard with cross-entity controls
- Multi-currency and international payments, where available
- NetSuite, Sage Intacct, and AI Treasury Copilot
- API access, custom workflows, and premium support
A premium financial operating system, not just a bank account.
Banking, cards, spend control, bill pay, invoicing, accounting sync, and AI finance tools on one calm surface.
Compare every plan in detail
Expand any category to see exactly what is included as you move from Essential to Signature.
Essential
Free
Growth
$29/mo
Signature
$249/mo
"Where available" features depend on Ora's banking, payment, and integration partners and supported countries and currencies.
Ora is a financial technology company, not a bank. Banking services, cards, payment services, deposit insurance, treasury products, rewards, and lending products may be provided by partner banks, payment providers, card networks, investment partners, or other regulated entities. Availability, eligibility, fees, limits, and terms may vary. Ora does not provide legal, tax, accounting, or investment advice. AI-generated insights are informational and should be reviewed by the customer and their professional advisors.
Pricing questions, answered
Build your financial command center with Ora.
Start with the essentials today. Add automation, intelligence, and premium support as your business grows.