Global money movement,
native to your OS
Hold multiple currencies, see the real FX rate before you commit, and pay vendors and contractors across borders—without bolting on another provider.
Going global shouldn't feel bolted on
Most teams add a separate transfer tool the moment they pay across borders. Ora makes global money movement part of the same operating system as your cash.
FX is a black box
You send a number and hope. The spread, fees, and what the vendor actually receives are buried until after the fact.
Amount sent
$10,000
They received
€8,910 ?
Hidden FX spread + fees
Vendors wait days
International transfers crawl through correspondent banks. Suppliers chase, and you can't tell them when money lands.
Vendors chase, you guess
Currencies juggled by hand
Each currency lives in its own provider and spreadsheet, so global cash never rolls up into one clear picture.
Operate anywhere your business takes you.
Hold the currency, see the true rate, and pay on local rails—wherever the work happens.
Pay anyone, anywhere, with clarity
Hold the currency, see the true rate, choose the local rail, and watch it arrive—every cross-border payment carries the same control as a domestic one.
Real FX rate and flat fee shown before you confirm
See the true mid-market rate, a flat fee, and exactly what your vendor receives—before you confirm the payment.
You send
$13,463
Fee
$9.00
They get
€12,400
Local rails for faster, predictable delivery
Payments ride local rails in the destination country for faster, more predictable arrival than a wire.
Contractor run
8 people
One approval · paid in local currency
Compliance checks recorded on every payment
Beneficiary and purpose checks run on every cross-border payment and are recorded for your records.
SEPA
Eurozone
Faster Payments
United Kingdom
Posted to your books in the original currency
Each payment posts back to your ledger in its original currency, so multi-currency books stay accurate.
USD
$1,842,100
GBP
£128,400
EUR
€96,250
Built for businesses without borders
Every capability is outcome-driven—for operators who hire, pay, and sell across the world.
Multi-currency balances
Hold and operate in the currencies you actually use, with every position rolled into one view.
USD
$1,842,100
GBP
£128,400
EUR
€96,250
Transparent FX
See the mid-market rate and a flat fee before you confirm—no hidden spread quietly taken in the conversion.
International vendor payments
Pay suppliers over local rails like SEPA and Faster Payments, so money arrives quickly and predictably.
SEPA
Eurozone
Faster Payments
United Kingdom
Contractor & team payouts
Pay people across countries in one run—each in their local currency, from a single approval.
Contractor run
8 people
One approval · paid in local currency
Tracked delivery
Know the rate, fee, and arrival estimate up front, then follow each payment from sent to delivered.
Arrival estimate before you send
From local balance to delivered payment
A calm workflow—three steps, no separate transfer provider to reconcile against.
- $USD$1,842,100
- £GBP£128,400
- €EUR€96,250
Fund from operating cash
Hold and fund
Keep balances in the currencies you operate in, funded from your operating cash whenever you need them.
Rate & fee locked before send
Convert and route
Lock the rate and fee, then route over the right local rail for the destination—no guessing.
Delivered
€12,400
Posted in original currency
Pay and track
Send with compliance checks built in, follow delivery, and post the payment in its original currency.
Ora Global vs. a standalone transfer tool
Cross-border providers move money, then leave you to reconcile it everywhere else. Ora keeps balances, FX, and payments where your business already operates.
| Ora | Transfer apps | |
|---|---|---|
| FX pricingWhat it really costs to convert. | Mid-market + flat fee | Hidden spread |
| Where balances liveWhether currencies sit with your money. | In your OS | Separate provider |
| ReportingHow global spend rolls up. | One view | Many exports |
| ReconciliationHow payments reach your books. | Native sync | Manual import |
Global, with guardrails
Premium cross-border movement means every payment carries verification, purpose, and a clear record—so operating internationally never means operating in the dark.
Müller GmbH · Germany
€12,400
Beneficiary verified
Name & bank match
Purpose recorded
Vendor services
Routing disclosed
Rate, fee, arrival
Region-aware prompts · logged for advisors
Operate across borders, natively
Join the waitlist for multi-currency accounts, transparent FX, and international payments—on the same premium OS as banking, spend, and treasury.